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A home/housing loan, also known as a mortgage, is an amount of money borrowed by an individual, usually from banks and companies that lend money. The borrower has to pay back the loan amount with interest in Easy Monthly Instalments or EMI's over a period of time that can vary between 10-30 years depending on the nature of the loan. 

 Depending on your business and what you need the funds for, you might want to consider a line of credit, merchant cash advance or other type of business loan. What is a business loan? A business loan is any type of financing that’s used to fund business expenses — from paying staff wages to purchasing inventory. 

A personal loan is a loan that does not require collateral or security and is offered with minimal documentation.

You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank. Normally this can include a few months to a few years in easy equated monthly instalments.ow.

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